Life Cover

Life is unpredictable and the unexpected does happen. It would be reassuring and comforting to know that you and your loved ones would be provided for should you ever become ill, disabled, unable to work or no longer be present. Life insurance is a non-negotiable in every good and well-thought through financial plan.

It is important to protect yourself and your family from any life-changing events. Our Life Division has agencies with all major South African Life Assurers.

At De Klerk & De Villiers, we would love to help you make one of the best decisions in your life. We are able to assess individual personal needs and requirements.


Cover solutions may include the following

Financial & Estate Planning (Incl. Funerals)

Accidental Death or Disability Benefits

Investments - Retirement, Lump Sum or Monthly Contributions

Employee Benefits

Wills, Trusts & Retirement Planning

Income Protection Plan and Sickness Benefits

Life Insurance Policies and Dreaded Diseases Cover

Medical Aid Options

It is said "failing to plan is planning to fail"

Our lives and futures are impacted and affected every day by the decisions we make as well as events out in the wide world we have no control over. Get back some of that control! Plan you future and leave your loved ones a legacy that keeps giving long after you are gone.

Medical Aids

Via our outsource agreements we are able to provide you with quotations from all of the leading insurance companies in South Africa. We can assist you to find cover that best suits your needs.

Income Protection & Business Overhead Protection

Your ability to earn an income is one of the most important things to insure.  What if you were to become disabled or fall ill?  What would happen to your family or employees if you couldn't work?

It is important to have income protection to put your mind completely at ease should you be unable to work due to illness or injury. With income protection, should you be unable to work, you will still receive an income and be able to sustain your lifestyle.